In recent years, millions of people have successfully reclaimed payment protection insurance from banks, lenders, and brokers. However, recent reports are suggesting that this may become harder in the future, as consumers are finding it difficult to get their money back in a timely fashion.
Not really. You see, the vast majority of these denied claims were probably filed by people acting on their behalf, trying to correspond with the banks by mail. When you go down this route, the banks know not to take the claim seriously, and often just ignore the issue altogether. It seems that in order to get their attention, you need to file your claim through a professional company with expert knowledge on the subject.
PPI companies such as are known to have an extremely high success rate of getting back the money that consumers deserve, as they will not tolerate any dirty tricks from banks or any other financial institution. Any genuine PPI claims company will never charge you money upfront. Instead, they only charge for their service once they have won your case and you have a check in the mailbox. Typically, the charge is around 25% of the final amount, and although this may seem rather high, it is a lot better than 100% of nothing.
Professional staff
Before choosing a PPI claims company, you want to make sure that the employees are both professional and helpful. To find this out, consider giving them a ring on the phone number displayed on their website. They should be able to answer any questions you have and will be only too happy to guide you through the process of what to do next.
Customer reviews
The great thing about the internet is nobody is scared to voice their opinions. This means that if someone has had a bad experience with a PPI claims company, then they are going to write about it. Checking for reviews is one of the best ways to find out if a company is legitimate, and if there are too many negative reviews then you should probably stay away.
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How to Save Money For a Dream Purchase!
Have you always dreamed of jetting off to an exotic island? Perhaps traveling around the world appeals to you? Or maybe you are looking for extra cash to buy the perfect car? In order to buy what you want, very often you will need to save money. Let’s face it, in this economy not many people have thousands of extra dollars just sitting around in their bank accounts.
Saving money is not that hard to do though, and with a bit of focus, you can have all the money you need, quicker than you ever thought possible. In this article, we are going to look at some of the factors you need to take into consideration when saving money.
Cut your spending
It seems simple enough, so why don’t more people cut their spending to save money? The main reason is that they never know how much they spend in the first place. This means you need to take an honest look at your finances. Drill down into every expense, and work out exactly how much you spend every single month. Once you’ve done this, then you can start to look at the expenses which are unnecessary, so you can cut them out and start saving money.
Look for a lump sum of cash
Wouldn’t it be nice if someone would just hand you a bag of money? This would certainly get your savings off on the right foot if you could put a few thousand dollars into your account. Actually, this might not be as far-fetched as you think. There are a few ways to get a lump sum of cash, such as organizing a vehicle refinance or finding out if you can reclaim PPI.
Let’s face it, one of the biggest expenses in any household is food. It seems like grocery shopping is just one big dark money pit, which swallows up your finances and leaves you feeling broke. It doesn’t have to be this way though. With a bit of prior planning, and a willingness to cook from scratch, you can save thousands every year on the cost of food. Look to buy natural ingredients, and avoid products that come with a lot of packaging. Also, eliminate fast food services such as pizza delivery and visits to Burger King. If you can do this, then your savings account will increase in no time at all.
